Great is building the life and career of your dreams, while accumulating wealth for your future.
What is Regular Investment Plan?
It is a regular premium whole life investment-linked plan. That empowers you by starting with small, regular contributions and as your wealth grows so does your medium and long term goals. This plan has the flexibility to increase your investment, to make partial withdrawals in the future, and the option to switch funds and restructure your portfolio whenever you want. Allowing you to plan ahead with ease and confidence. In addition, you can enjoy peace of mind and live an empowered life with protection against Death, Total and Permanent Disability and Terminal Illness with no medical underwriting required.
Benefits of Regular Investment Plan
Invest on your own terms with affordable premiums
You can start your monthly premiums at just $200 and have full flexibility on how to manage your portfolio and invest. Not only that but you will have the option to switch funds, make single premium top-ups, and opt into automatic fund rebalancing in the future.
Boost your investment with Welcome Bonus and Loyalty Bonus
100% of your basic regular premiums will be used to purchase units in the selected investment-linked funds. Plus to optimise your portfolio an extra 5% of the basic regular premiums paid for the first policy year as bonus units. Not only that but you will receive an additional Loyalty Bonus of 5% of the basic regular premiums paid in the form of extra units from the 10th policy year onwards, every time you make payment.
Enjoy coverage at no additional cost
While maximising your investments, you get to enjoy the reassurance and peace of mind that you will have coverage against Death, Total and Permanent Disability, and Terminal Illness with no medical underwriting required.
How Regular Investment Plan works?
When you sign up
So when you first join, you start with a premium of $200 a month and will enjoy coverage against Death, Total and Permanent Disability and Terminal Illness.
In the 10th year
During the 10th year, you will receive your loyalty bonus which is a 5% of the basic regular premiums which will be paid from the 10th policy year onwards.
Partial Withdrawal
From the 11th policy year onwards, you can choose to make partial withdrawals at no additional fee to meet your ongoing or short-term financial needs. For example, if your premium was $200 a month in the beginning you can withdraw a lump sum of $20,000.
Single Premium Top-ups
After your 10th year instead of making a monthly premium top-up, you would make a single yearly premium top-up to grow your investments. So if your premium was $200 a month you can make a yearly premium top-up of $2,000.
Redeeming funds for retirement
When it is time to retire you would redeem your funds for your retirement. So if you had started with a premium of $200 a month and followed all of this you could potentially reach a final payout of $408,385. This is potentially a 425% ratio of total payout received against your goal net premium paid.
If you are interested in finding out more be sure to contact me on how I can help you to be prepared for your future.
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